Last updated on July 29, 2021
These terms of use (“Terms of Use”) is a contract between you and PMmax Technology Limited (“PayerMax”) and governs your access to the website of PayerMax at https://www.payermax.com (“Site”), including all sub-pages on this website, and use of any services of PayerMax (“PayerMax Service”). If you are an individual, you must be above eighteen (18) years of age and competent to contract under the applicable laws to access or use the PayerMax Service. If you are a merchant or business, your business must be validly organised and operating legally in the jurisdiction where PayerMax has operation in order to use the PayerMax Service.
By visiting the Site, logging on to or using the PayerMax Service, you shall be presumed to have read the Terms of Use (which includes the Merchant On-Boarding Policy and Grievance Redressal Policy, which are separately put up on the Site) and unconditionally and irrevocably accepted the terms and conditions set out therein.
The Terms of Use may be revised or altered by us at our sole discretion from time to time, and the latest Terms of Use will be posted on the Site. We will use commercially reasonable efforts to generally notify all users of any material changes to these Terms of Use, such as through a notice on our Site. However, you are responsible for periodically reviewing these Terms of Use and check for such changes.
PayerMax is a payment aggregator, processing, consolidating and reconciling payments paid to, or received from, various digital payment channels across the world into a single integrated payment solution product. Our one-stop, locally integrated payment solution allows our merchant clients to collect and make payments from and to their customers and users through a multitude of local and international digital payment methods, such as digital wallets, credit and debit cards, and bank transfers. You may subject to these Terms of Use and other related agreements integrate such relevant payment features into your website or application.
3.1 Technical Risk. While the PayerMax Service has been extensively tested and PayerMax maintains technology-risk management and business-continuity arrangements, the PayerMax Service may experience unforeseen outages or bugs beyond PayerMax’s reasonable control. Should this occur, PayerMax will take remedial steps to restore functionality as promptly as practicable.
3.2 Risk of Reliance on Third Parties. The PayerMax Service relies, in whole or partly, on third-party software and the continued development and support of third parties. There is no assurance or guarantee that those third parties will maintain their support of their software, which might have a material adverse effect on the PayerMax Service.
3.3 Regulatory Risk. While every effort has been taken to ensure that the PayerMax Service are compliant with local laws, it is difficult to predict how or whether regulatory agencies may apply existing regulation with respect to the PayerMax Service. It is likewise difficult to predict how or whether legislatures or regulatory agencies may implement changes to law and regulation affecting PayerMax Service. Regulatory actions could negatively impact PayerMax in various ways, and thus the PayerMax Service may not be available to users in certain jurisdictions.
3.4 Taxation Risk. It is possible that your intended treatment of the PayerMax Service may be challenged by tax authorities. You must seek your own tax advice in connection with the PayerMax Service provided by PayerMax, which may result in adverse tax consequences to you, including, without limitation, withholding taxes, transfer taxes, value-added taxes, income taxes and similar taxes, levies, duties or other charges and tax reporting requirements.
4.1 The PayerMax Service are protected by copyright, trademarks, patents, trade secret and/or other intellectual property laws. PayerMax, our affiliates, licensors, or our service providers own all legal right, the title, interest, copyright and other worldwide intellectual property rights in the PayerMax Services and all copies of the PayerMax Services improved, updated, upgraded, modified, or customized and any software or documents provided to you as part of or in connection with the PayerMax Service, including, without limitation, all intellectual property rights that exist therein, whether registered or not, and wherever in the world they may exist. In addition, this Terms of Use does not grant you any rights to the intellectual property rights in the PayerMax Service.
4.2 Unless you have agreed otherwise in writing with PayerMax, nothing in the Terms of Use gives you a right to use any of PayerMax’s trade names, trademarks, service marks, logos, domain names, and other distinctive brand features.
4.3 Unless you have been expressly authorised to do so in writing by PayerMax, you agree that in using the PayerMax Service, you will not use any trade mark, service mark, trade name, logo of any company or organization in a way that is likely or intended to cause confusion about the owner or authorised user of such marks, names or logos.
5.1 Password Security. In order to access the PayerMax Service, you will be required to provide your name and email address and to create a password. You are responsible for keeping the electronic device through which you access the PayerMax Service safe and maintaining adequate security and control of any and all security details that you use to access the PayerMax Service. This includes taking all reasonable steps to avoid the loss, theft or misuse of such electronic device and ensuring that such electronic device is both encrypted and password-protected. PayerMax assumes no responsibility for any loss that you may sustain due to compromise of account login credentials due to no fault of PayerMax and/or failure to follow the requirements set out in the Terms of Use, or follow or act on any notices or alerts that we may send to you.
5.2 Loss and Compromise. Any loss or compromise of your electronic device or your security details may result in unauthorised access to your PayerMax account by third parties and the loss or theft of stored value held in your PayerMax account and any associated accounts, including your account(s) with any third-party payment portal(s) and linked bank account(s) and credit card(s). You must keep your security details safe at all times. For example, you should not write them down or otherwise make them visible to others.
5.3 Shared Access. You should never allow remote access or share your computer screen with someone else when you are logged on to your PayerMax account. PayerMax will never under any circumstances ask you for your passwords or to screen-share or otherwise seek to access your computer or PayerMax account. You should not provide your details to any third party for the purposes of remotely accessing your PayerMax account. Always log into your PayerMax account through the Site to review any required actions if you have any uncertainty regarding the authenticity of any communication or notice.
5.4 Security Breach. If you suspect that your PayerMax account or any of your security details have been compromised or if you become aware of any fraud or attempted fraud or any other security incident (including a cyber-security attack) affecting you and/or PayerMax (together a “Security Breach”), you must notify PayerMax as soon as possible (using the contact details under “General Provisions” below) and continue to provide accurate and up to date information throughout the duration of the Security Breach. You must take any steps that we reasonably require to reduce, manage or report any Security Breach. Failure to provide prompt notification of any Security Breach may be taken into account in our determination of the appropriate resolution of the matter.
5.5 Safety and Security of Your Computer and Devices. PayerMax is not liable for any damage or interruptions caused by any computer viruses or other malicious code that may affect your computer or other equipment, or any phishing, spoofing or other attack. We advise the regular use of a reputable and readily available virus-screening and prevention software. You should also be aware that SMS and email services are vulnerable to spoofing and phishing attacks, and you should use care in reviewing messages purporting to originate from us.
6.1 Prohibited Use. Without prejudice to other provisions under this Terms of Use and subject to clause 2 above, we reserve the right at all times to monitor, review, retain and/or disclose any information as necessary to satisfy any applicable law, regulation, sanctions programs, legal process or governmental request. We reserve the right to cancel and/or suspend your PayeMax account(s) and/or block transactions or freeze funds immediately and without notice if we determine, in our sole discretion, that your PayerMax account is associated with a prohibited use.
6.2 Suspension. PayerMax may suspend and restrict your access to any or all the PayerMax Service if:
6.3 No advice. PayerMax makes no representation or warranty, express or implied, to the extent not prohibited by applicable laws, regarding the advisability of using any of the PayerMax Service. The past performance of the PayerMax Service is not a guide to future performance. PayerMax does not offer fiduciary services and is not your agent, advisor or fiduciary.
6.4 Not an Offering. The content of the Site and the PayerMax Service do not constitute an offer to buy or sell or a solicitation of an offer to buy or sell investments, securities, partnership interests, commodities or any other financial instruments; the content or the Site and the Services also do not constitute, and may not be used for or in connection with, an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorised or permitted, or to any person to whom it is unlawful to make such offer or solicitation.
7.1 Limitation on Liability. Subject to the overall provisions stated above, you expressly understand and agree that in no event shall PayerMax, its affiliates, and its or their licensors or service providers be liable to you for:
7.2 In the event of any jurisdiction does not allow limitations on implied warranties or the exclusion or limitation of certain damages, all or part of the disclaimers as listed above in clause 7.1 may not apply.
7.3 If you are a merchant or business, you shall ensure that, among others, all industry requisite approvals, licenses and registration in accordance with all applicable laws, rules, regulations, guidelines in force from time to time, have been obtained and are kept in full force and effect to enable you to offer your products for sale.
7.4 Indemnity. You agree to indemnify and hold PayerMax, its affiliates, its licensors, its service providers, and its and their respective officers, directors, employees, agents, successors, assignees and licensors, in any manner whatsoever, harmless from and against all losses arising from claims, demands, actions (including, without limitation, lawyer’s and experts’ fees) or other proceedings as a result of:
8.1 If you have a dispute with PayerMax, you agree to contact PayerMax through our support team in first instance to attempt to resolve any such dispute amicably. If we cannot resolve the dispute through the PayerMax support team, you agree that the dispute will be resolved in the manner described immediately below.
8.2 Each party (i) waives all its respective right(s) to have any and all disputes, claims, suits, actions, causes of action, demands or proceedings (collectively, "Disputes") arising from or related to these Terms of Use resolved in a court, and (ii) waives all its respective right(s) to have any Disputes heard before a court. Instead, each party shall arbitrate Disputes through binding arbitration (which is the referral of a Dispute to one or more persons charged with reviewing the Dispute and making a final and binding determination to resolve it instead of having the Dispute decided by a judge or jury in court).
8.3 Any Dispute arising out of or related to these Terms is personal to you and will be resolved solely through individual arbitration, and shall in no circumstances be brought as a class arbitration, class action or any other type of representative proceeding. There will be no class arbitration or arbitration in which an entity attempts to resolve a Dispute as a representative of another individual or group of individuals. Further, a Dispute cannot be brought as a class or other type of representative action, whether within or outside of arbitration, or on behalf of any other individual or group of individuals.
8.4 Any Dispute arising out of or in connection with these Terms of Use (including without limitation the enforceability of this section or any question regarding its existence, validity or termination) shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (HKIAC) under the HKIAC Administered Arbitration Rules in force when the Notice of Arbitration is submitted, which rules are deemed to be incorporated by reference in this clause. The seat of the arbitration shall be Hong Kong. The tribunal shall consist of [1] arbitrator. The language of the arbitration shall be English.
For information about the way in which we collect, process and share your personal information, please refer to our Privacy Policy, the full text of which is accessible on the website of PayerMax (https://www.payermax.com/cn/terms/).
The following additional or amended terms shall apply to you if you are a user in the relevant jurisdiction specified below.
Last updated on July 19, 2021
PayerMax, operated by PMmax Technology Limited (“PayerMax”, “we”, “our” or “us”), acts as a payment aggregator facilitating payment processing (“PayerMax Service”) for our customers (the “merchants”). During this payment processing, PayerMax will need personal information to process specific transactions. This PayerMax Privacy Policy describes how we collect, use, store and disclose personal information.
PayerMax may process personal information of the following categories of individuals in the provision of PayerMax Services:
We collectively refer to the individuals listed above as “you” in this Privacy Policy.
We process the personal information of end-users of merchants on behalf of the merchants. We are not responsible for and have no control over the privacy or security practices of the merchants, which may differ from those explained in this Privacy Policy. If your personal information has been submitted to us by or on behalf of the merchants and you wish to exercise any rights you may have under applicable data protection laws, please inquire with them directly.
Your use of PayerMax Service is governed by the PayerMax Terms of Service, which describes in more detail the PayerMax Service covered by this Privacy Policy. Capitalized terms not defined in this PayerMax Privacy Policy shall have the meaning ascribed to them in the PayerMax Terms of Service.
Sources of information
We process personal information that you provide to us in a number of ways, including:
We may also process your personal information from third-party sources as necessary for the provision of PayerMax Service. We may obtain this information from your organisation, from public sources or third parties, depending on the relevant circumstances. For example, we may obtain certain personal information about you from:
Type of personal information
When you use our website or when we interact with you to provide PayerMax Service or to receive services from you as a vendor, the personal information we receive, collect and process may include:
In addition to the information listed above, we may collect information about the transaction from you depending on which payment method you choose to make or receive a payment, including:
We collect the following personal information from your device when you use PayerMax Service to carry out data analysis for advertising, and to protect you from fraud, phishing or other misconduct:
You may provide your personal information to us voluntarily. However, there are circumstances in which we may not be able to assist you, or an organization with which you are associated, unless you provide us with your personal information. For example, your personal information may be required for legally required compliance checks, for security and other reasons to allow you to access PayerMax Service. In these cases, without the relevant personal information, we may be unable to assist you, and we would inform you that this is the case.
We do not knowingly collect personal information from or about children under the age of 18. If you are under 18, please do not use PayerMax Service or send any personal information about yourself to us. If we learn that we have collected personal information from a child under 18, we will delete that information as soon as possible. If you believe that a child under 18 may have provided us personal information, please contact as using details provided in section 8 below.
We may process your personal information in connection with any of the purposes set out above on one or more of the following legal grounds:
We will only share your personal information with third parties in the following circumstances:
Any information you provide directly to a third-party merchant, website or application is not covered by this PayerMax Privacy Policy. We are not responsible for the privacy or security practices of merchants or other third parties with whom you choose to share your personal information directly. We encourage you to review the privacy policies of any third party to whom you choose to share your personal information directly.
The personal information we collect may be transferred to and stored outside of the country you use PayerMax Service for the purposes specified in this Privacy Policy. For example, we store all of our data, including personal information, with AWS in Singapore.
Any international transfers of your personal information will be made according to appropriate safeguards under the applicable laws and regulations. If you wish to enquire further about these safeguards used, please contact us using the details set out in section 8 of this Privacy Policy. We may transfer your personal information outside of the country where you use PayerMax Service, and where we do so we will protect personal information as required by applicable laws.
Your personal information will be retained only for as long as necessary for the purposes for which the information was collected, except where necessary to meet our legal obligations (for example, in relation to KYC/AML requirements) or to establish, exercise or defend potential legal claims or to pursue our legitimate interests.
Your rights will depend on the laws which apply to you and us, but you may have:
Where you have provided us with consent for the processing, you may be able to withdraw it. Please note that even after you have chosen to withdraw your consent, we may be able to continue to process your personal information to the extent required or otherwise permitted by law, in particular in connection with exercising and defending our legal rights or meeting our legal and regulatory obligations. To withdraw your consent or to exercise any of the rights above, if they are applicable, you should use our contact details set out in section 8 below.
We must ensure that your personal information we hold is accurate and up to date, where relevant. Therefore, please advise us of any changes to your information by emailing us.
We are concerned about safeguarding the confidentiality of your information. We employ administrative, physical and electronic measures designed to protect your Information from unauthorized access and use. Please be aware that no security measures that we take to protect your information are absolutely guaranteed to avoid unauthorized access or use of your information which is impenetrable.
We ask that you not send us, and you not disclose, any sensitive personal information (e.g., information related to your e-wallet password, credit or debit card password, racial or ethnic origin, political opinions, religion or other beliefs, health, sexual orientation, criminal background or membership in past organizations, including trade union memberships) through PayerMax to us, unless such information is required by us for legal compliance checks, such as KYC/AML.
If you have any questions, complaints or comments about this PayerMax Privacy Policy or our privacy practices, or to report any violations of the PayerMax Privacy Policy, please contact us at: dpo@payermax.com.
We may revise this PayerMax Privacy Policy from time to time to reflect any changes to the way how we process your personal information or changing legal requirements. The most current version of the policy will govern our use of your information. Please check back frequently to see any updates or changes. This Privacy Policy was last updated on the date provided at the top of this page.
The following additional or amended terms shall apply to you if you are a user in the relevant jurisdiction specified below.
Law No. 13,709/2018 (the Brazilian General Data Protection Law, aka “LGPD”) offers additional rights and regulations for individuals located in Brazil. Further to the information set out in sections 1, 5, 7, and 10 of this Privacy Policy, the following additional information applies to you if you are located in Brazil:
Minor’s Personal Information: We do not knowingly collect personal information from or about children and adolescents under the age of 18. If you are under 18, please do not attempt to use PayerMax Service or send any personal information about yourself to us. If we learn that we have collected personal information from a child or adolescent under 18, we will delete that information as soon as possible. If you believe that a child or adolescent under 18 may have provided us personal information, please contact us.
Data subject’s requests: Under Article 18 of the LGPD, you have the following rights as data subject:
If the Services are used or accessed from within Republic of Indonesia, then the following supplemental terms shall apply and override any conflicting provisions in the Privacy Policy:
Consent from third parties. If you provide any personal data or information of third party individuals and/or parties, you represent and warrant that you have obtained the necessary consent to do so.
Data sharing. We will not share your information with third parties for any purposes other than the provision of PayerMax Service specified herein, without your consent.
Governing Language. These Privacy Policy are made in English and Indonesian language versions. In the event of any discrepancy between the English and Indonesian language versions, the English language version shall prevail.
Parental or Guardian Consent. If you are under the age of 21, you hereby represent that you had the consent of your parent or legal guardian to use the PayerMax Service.
Waiver. For the purpose of termination and/or dissolution and/or rescission of the Privacy Policy, we and you hereby waive the applicability of the provisions under Article 1266 of the Indonesian Civil Code, to the extent that the court order and/or decision would otherwise be required to validly terminate and/or dissolve and/or rescind the Privacy Policy.
If the Services are used or accessed from within Philippines, then the following supplemental terms shall apply and override any conflicting provisions in the Privacy Policy:
Clause 1 (Information we collect and how we use it), add:
If you have provided us with personal information of third party individuals, you are required to obtain the individual's prior consent and you represent and warrant that you had or have their consent or are otherwise entitled to provide their personal information to us. By providing us with personal information of third party individual(s), you also warrant that the individual(s) is informed of and consents to the terms of this Privacy Policy.
Clause 3 (Information we share), combine bullets 3 and 5 as follows:
Service providers which we engage to process personal information for any of the purposes listed above on our behalf and in accordance with our instructions only, such as local licensed payment service providers, cloud storage providers as well as companies providing services for AML/KYC checks, credit risk reduction, and other fraud and crime prevention purposes, and companies providing similar services, including financial institutions, credit reference agencies, and regulatory bodies with whom such personal data is shared; and/or
Clause 5 (Your rights) insert following clause:
Where you have provided us with consent for the processing, you may be able to withdraw it. Please note that even after you have chosen to withdraw your consent, we may be able to continue to process your personal information to the extent required or otherwise permitted by law, in particular in connection with exercising and defending our legal rights or meeting our legal and regulatory obligations or for any of the purposes set out in this Privacy Policy where the processing of your personal information is not based on consent.
If the Services are used or accessed from within South Korea, then the following supplemental terms shall apply and override any conflicting provisions in the Privacy Policy:
After the purpose of processing of your personal information is achieved, your personal information will be transmitted to a separate database (or moved to a separate storage if your information is retained in a paper form) and retained for a certain period in accordance with PayerMax’s internal regulations and other applicable laws and regulations before it is destroyed. Your personal information relocated to a separated database will not be used for other purposes, unless it is required under the applicable laws and regulations. When destroying your personal information, we will take reasonable and technically feasible measures to make the personal information irrecoverable. For example, electronic files that contain personal information will permanently be deleted using a technical method that makes the files irrecoverable, and any other records, print-outs, documents or any other recording media will be shredded or incinerated.
缩写 | 术语 |
---|---|
EDD | 深入尽职调查 |
KYC | 了解您的客户 |
RBI | 印度储备银行 |
UNSC | 联合国安理会 |
UNSCR | 联合国安理会决议 |
制定本商户入驻政策(以下简称“政策”)是为了明确公司与海外商户合作时应执行的程序的最低要求,其中涵盖与商户尽职调查、报告和记录管理相关的方方面面,力求与银行在这方面的要求保持一致。 本政策的有效实施由公司合规和运营团队负责。
本政策适用于公司的所有员工,旨在实现以下目标:
尽职调查
持续尽职调查
作为合同的一部分,公司应确保按照与花旗银行约定的条款维护、保存和报告商户信息。
公司应按照与花旗银行的预定安排确定的格式收集、汇总并向花旗银行报告所有与交易和商户有关的必要数据和信息,以便继续向上述有关主管、监管机构报告。
公司将至少每年审查一次本政策,如果业务经营发生任何重大变化,将根据需要更快对本规定进行审查。本政策的所有更新/变更都将定期传达给相关人员/相关各方。
网上商户:不得列入考虑的负面类别 — 表 I
序号 | 类别 |
---|---|
1 | 成人商品和服务,包括色情和其他性暗示材料及相关草药产品(包括文学作品、片剂、注射剂、疫苗接种图像和其他媒体);陪游或卖淫服务;色情或非法网站的网站访问和/或网站会员资格 |
2 | 身体部位,包括器官或其他身体部位 |
3 | 批量营销工具,包括电子邮件列表、软件或其他支持未经请求发送电子邮件(垃圾邮件)的产品 |
4 | 有线电视解码器和黑盒,包括用于免费获取有线电视和卫星信号的设备 |
5 | 儿童色情制品,包括涉及未成年人的色情材料 |
6 | 版权解锁设备,包括改装芯片或其他旨在规避版权保护的设备 |
7 | 受版权保护的媒体,包括书籍、音乐、电影和其他许可或受保护材料的未经授权的副本 |
8 | 受版权保护的软件,包括软件、视频游戏和其他许可或受保护材料(包括 OEM 或捆绑软件)的未经授权的副本 |
9 | 冒牌及未经授权的商品,包括复制或仿造的设计师商品;没有名人代言但通常需要代言的商品;假签名、假邮票和其他可能未经授权的商品 |
10 | 毒品和吸毒用具,包括非法毒品和毒品配件,包括鼠尾草和迷幻蘑菇等草药 |
11 | 药物测试规避辅助工具,包括药物清洁剂,尿液测试添加剂和相关物品 |
12 | 濒临灭绝的危险物种,包括动植物或其他生物(包括产品衍生物) |
13 | 政府身份证或文件,包括伪造的身份证、护照、文凭和贵族头衔 |
14 | 黑客行为和破解材料,包括实现非法访问软件、服务器、网站或其他受保护财产的手册、操作指南、信息或设备 |
15 | 非法商品,包括宣传非法商品或促成非法行为的材料、产品或信息 |
16 | 攻击性商品,包括符合如下条件的文献、产品或其他材料: a. 基于种族、族裔、民族、宗教、性别或其他因素诽谤或诋毁任何个人或群体 b. 鼓励或煽动暴力行为 c. 助长仇恨情绪 |
17 | 冒犯性物品、犯罪,包括犯罪现场照片或与罪犯有关的物品,比如与罪犯有关的个人物品 |
18 | 处方药或草药或任何类型的在线药房,包括需要获得执业许可的执业医生开具处方的药物或其他产品 |
19 | 烟火装置、易燃物、腐蚀性物品和危险材料,包括爆炸物、烟花爆竹和相关物品;有毒、易燃、放射性材料和物质 |
20 | 管制商品,包括安全气囊;含汞电池;氟利昂或类似物质/制冷剂;化学/工业溶剂;政府制服;车标;车牌;警察徽章和执法设备;开锁装置;农药;盖戳机;召回商品;老虎机;监视设备;受政府或其他机构规范监管的货物 |
21 | 烟草和香烟,包括香烟、雪茄、咀嚼烟草和相关产品 |
22 | 交通设备,包括雷达探测器/干扰器、车牌盖、交通信号改变器和相关产品 |
23 | 武器,包括火器、弹药、刀具、指节铜环、枪支零件和其他武器 |
24 | 批发货币,包括打折货币或货币兑换 |
25 | 不符合联邦、州、地方或国际所有适用法律和法规(包括印度法律)的任何产品或服务 |
26 | 商户提供的、有可能使银行/转账 和/或支付服务提供商处于不利境地和/或容易造成持卡人在收到账单时表现出购买和拒绝态度(如成人材料/成熟内容/陪游服务/交友),从而导致退款和欺诈损失的服务 |
27 | 法律完全禁止的业务,例如,博彩与赌博/出版物或可能被当局解释为导致道德败坏或颓废,或煽动种姓/社区紧张局势,彩票/抽奖和博弈游戏的内容 |
28 | 批量营销工具,包括电子邮件、名单、软件或其他支持未经请求发送电子邮件(垃圾邮件)的产品 |
29 | 基于 Web 的电话/短信/文本/传真服务或电话卡。带宽或数据传输/相关服务。语音处理/知识处理服务 |
30 | 邮件列表 |
31 | 多层次营销收费/矩阵网站/传销 |
32 | 与禁止从事的任何形式的烟花制作或服务活动相关的业务 |
33 | 直发/直运 |
制定本投诉处理政策(以下简称“政策”)是为了向客户和商户提供受理和升级其投诉、担忧和询问的充足机制,方便他们和公司沟通,提供快捷高效的投诉处理机制。本政策的有效实施由公司运营团队负责。
制定本政策是为了实现如下目标:
要提出任何投诉,线上询问表单、电子邮件等细节可在公司网页上获取。我们会为每位商户指派一位客户经理,处理商户的询问或者对不满的投诉。 如果商户有任何不满、询问或者反馈意见,可以通过如下方式联系公司:
投诉方式 | 联系方式 | 受理时间 |
---|---|---|
电子邮件 | service@payermax.com | 24x7 |
要提出任何投诉,电话号码(免费电话)、电子邮件等细节可在公司网页上获取。如果客户有任何不满、询问或者反馈意见,可以通过如下方式联系公司:
序号 | 投诉方式 | 联系方式 | 受理时间 |
---|---|---|---|
1 | 电子邮件 | service@payermax.com | 24x7 |
2 | 在线聊天 | 支付 SDK 中的自动链接 | 工作日上午 9 点到下午 6 点 |
公司将努力在下文所列的规定时限内处理所有投诉和询问:
序号 | 投诉类型 | 解决时限 |
---|---|---|
1 | 汇款相关问题 | 5个工作日 |
2 | 技术问题 | 2个工作日 |
3 | 交易相关问题 | 2个工作日 |
4 | 运营问题 | 5个工作日 |
5 | 财务相关问题 | 7个工作日 |
6 | 服务条款问题 | 7个工作日 |
7 | 退款问题 | 3个工作日 |
8 | 其他问题 | 7-10个工作日 |
主管 | 解决投诉所需时间(从受理投诉起算) |
---|---|
确认 | 立即 |
1 级主管 | 48 小时内 |
2 级主管 | 7 天内 |
3 级主管 | 30 天内 |
公司应按照与银行的预定安排确定的格式收集、汇总并向花旗银行报告所有与投诉有关的必要数据和信息,以便继续向上述有关主管、监管机构报告。
公司将在公司网站/APP 上公开展示本政策。
公司将至少每年审查一次本政策,以配合监管框架或业务运营发生的任何变化,将根据需要更快对本规定进行审查。本政策的所有更新/变更都将定期传达给相关人员/相关各方。
《反洗钱政策》规定了公司和员工必须遵守的最低标准,包括: